Jupiter Risk Pros

Sanway Professional Audio Equipment Co.,Ltd. asked:


Specification:

F-Series power amplifiers are designed to live sound reinforcement, touring systems or fixed installation. As toroidal power transformer power amplifiers, they are top standard quality in current market. They are the ideal choice when high headroom and low distortion are needed, especially when reproducing the dynamic range and clarity of today digital recordings.

Key Feature:

* 2/3U high, heavy duty steel chassis

* Modular construction for easy servicing

* Symmetrical layout for even weight distribution

* High efficiency toroidal power transformer

* Oversized, high energy, linear power supply

* 3 steps, Class H Audio topol

*Stereo, parallel or bridged operation

* Twin balanced inputs (Neutrik XLR connectors)

* Dual Speakon and Binding posts outputs

* High quality components used throughout

* Dual, continuously variable speed fans

* Efficient two sides cooling, the efficiency is better than back to front cooling

* Active, signal, protect and critical indicators

* Duraluminium, 8mm thick front-panel

* Unobtrusive carrying handles

* Voltage Gain: 35 or 40 dB

Stephen L. Nelson, CPA asked:


Limited liability companies offer small businesses and their owners a wonderful way to minimize liability and their taxes. But the rules for when and how a professional forms a limited liability company are complicated. To make the process smoother and less burdensome, use these tips:

Tip #1: Verify Your Profession Needs (and Can Form) a Professional Limited Liability Company

State law determines whether individuals and firms practicing your particular profession in your state can form a limited liability company, or LLC.

State law also determines whether people in your profession need to form a regular limited liability company or a professional limited liability company.

Accordingly, the first step in forming an LLC is to determine whether you even can form a limited liability company and (if you can) whether you need to form regular LLC or professional LLC.

You should be able to determine this by calling the state agency or affiliated organization that grants your professional license. For example, if you’re an attorney, you probably call the state bar association. And if you’re a certified public accountant, you probably call the state board of accountancy.

Note: You can also look at what other professionals–doctors, dentists, and so forth–in your state do. But be careful about assuming that what other people are doing is correct. Sloppy professionals (sadly) regularly form an LLC when by law they’re supposed to form a PLLC. This mistake, by the way, probably destroys the liability protection that the LLC offers.

Tip #2: Clearly Identify Your LLC as a Professional Limited Liability Company

Typically, you form a professional limited liability company in the same way as you form an LLC. You simply file articles of organization or articles of formation with the secretary of state.

One difference between forming a professional limited liability company and forming a regular limited liability company concerns the name, however. Any limited liability company needs to clearly identify itself as a “limited liability” entity.

A regular LLC needs to clearly and plainly identify itself using an acronym like “LLC” as part of the entity name, for example. Or by using a phrase like, “limited liability company,” as part of the name.

Naming a professional limited liability company works similarly–but you need to use an appropriate professional LLC acronym or phrase. In most states, the acronym PLLC works. However, all states that allow professional limited liability companies also let you use other acronyms and phrases, such as “Professional Limited Liability Company,” “Professional Limited Liability Co.,” or the abbreviation “P.L.L.C.”

Tip #3: Verify LLC Owners Hold Appropriate Professional Licenses

A quick, probably obvious point: In general, the owners of a professional limited liability company need to hold appropriate professional licenses to be members in the professional LLC.

For example, a PLLC that practices public accounting needs its owners to hold professional licenses to practice public accounting. A PLLC that practices law needs its owners to be members of the state bar.

Note: In same states for some professions, a PLLC may be able to have minority owners who don’t hold professional licenses. Check with the appropriate state agency for more information.

Tip #4: Verify You Follow Any Other Naming Rules for Your Profession

In same states for same professions, the licensing state agency also has other naming requirements for professional limited liability companies. For example, the name of the individual professional or professionals may need to be used in the PLLC name.

You’ll want to check out this possibility for your state for your profession–and then (obviously) follow the rules prescribed.

Tip #5: Secure Professional Liability Insurance, If Required

A final and often missed PLLC setup step needs to be considered–the step of securing professional liability insurance.

Some states require that professional limited liability companies acquire a professional liability insurance policy, bond or other evidence of financial responsibility in order to get liability protection from the PLLC form. The professional limited liability company, for example, might commonly be required to obtain and maintain at least one million dollars of insurance or bonding coverage.

Editor123 asked:


Every professional who provides advice, services to clients owes a duty of care to them and the other parties involved. This duty of care is stated as ‘reasonable skill and care’ in the contracts. Now, ‘reasonable’ is a word which can be unreasonably exploited and thus, when the client claims money for an allegedly caused negligence or failure of exercises or duty, proving innocence too becomes expensive. This is where professional indemnity insurance comes in handy. Before we actually divulge into explaining the importance of professional indemnity insurance, let’s clearly state as to what it is!

What is professional indemnity insurance?

Professional indemnity insurance is a liability insurance, which provides cover to a consultant for the finances consequences (it includes both the legal costs and other expenses incurred) due to a claim of professional negligence (i.e. breach of duty by error or omission or by negligence) by the client.



Why is professional indemnity needed?

In a professional ambience, one is always susceptible to be charged with ‘professional negligence’ or a breach of duty by error/omission or negligence. A consultant or a professional cannot despise off the claim! So to say, the charges have either to be accepted or defended. In either case, there will be legal costs and expenses for the consultant/professional. Professional indemnity insurance encapsulates the professional in a safety net in such cases. Professional indemnity insurance plays the role of a true friend during such testing times.

Many a times, even after the professional has stopped practice or providing services, he or she is still liable to be charged. In fact, he or she can be held responsible until the end of the contract. Thus, a purchase of professional indemnity is required until the end of a contract and it ensures you from any possible professional complications.

Innocent or guilty, is a matter left to the court of law. Professional indemnity makes sure you aren’t helpless in either case!

John asked:


Professional skateboarders need more than just a great skateboard to succeed. Equally important is the equipment used by professional skateboarders to keep them safe. Skateboarding looks easy when professionals do it, but it actually can be dangerous and can result in serious injury. Professional skateboarders know that the responsible thing to do is to wear protective gear to keep themselves safe when skateboarding.

The most important body part professional skateboarders worry about protecting is their heads. Head protection needs to properly fitted so that it is able to protect all parts of the head including the front, back and sides. In order to avoid sweating and discomfort, head protection often will contain more padding specifically for this purpose. Any helmet or head protection needs to be able to withstand multiple impacts so that a professional skateboarder can do their whole program of tricks with the most protection possible.

Any good skateboarding helmet should provide protection to your whole head including the back of the head. Many newer helmets are able to absorb some of the impact from a fall which will greatly decrease your chances of being seriously injured. If you don’t have the right protective gear, you may not be able to recover from a fall and may be seriously injured.

Elbow and knee pads are also crucial for professional skateboarders. These pads can keep you from seriously injuring yourself in a fall. For professional skateboarders, a serious injury will put them out of the competition. Professional skateboarders will do whatever it takes to protect themselves from injury while performing - they want to be able to do their best every time. Some may go as far as wearing something like an ankle brace if there doctor tells them it will help support their weight and prevent injury.

Professional skateboarders often wear special clothing designed to help reduce the impact from a fall and reduce the chance of injury. These suits can be very colorful or very plain, depending on what the skateboarders decide they want. Often, a professional skateboarder will have a certain color or pattern suit that is his signature and that makes him more recognizable.

Shoes can also be important for professional skateboarders. They want shoes that will help them grip the board with their feet and shoes that fit perfectly so they will be comfortable. Even the type of sock can make a difference in how comfortable the skateboarder’s shoes will be which will affect his performance. A good performance takes not only skill, but the right combination of all the right gear as well.

Professional skateboarding gear can be expensive but often professionals get the gear for free or for a reduced rate. Companies that make the gear and sell the gear want their gear to get as much exposure as possible which can be accomplished by having a professional skateboarder wear the gear. Fans are likely to try and find the same gear as their favorite skaters so sales will increase. Often, skateboarders will endorse a specific company which means they wear all their gear and only their gear. If a successful professional skateboarder is wearing something, all his fans are going to want the same thing so this is a smart marketing strategy.

Professional skateboarders don’t use the same gear year after year. They keep updating their gear as new technologies and products come out that will help them be better and do more stunts and tricks. Competition among professional skateboarders is very tough so in order to be as successful as possible skateboarders need to take advantage of any opportunities to be better. The right gear can make all the difference for a professional skateboarder. Comfort is very important in order to perform at their best level so they need the best gear with the best fit. The better the gear, the better the skateboarder can do in competitions. Safety is also very important because professional skateboarders need to be able to safely keep improving their skills and trying new tricks and stunts.

Roberto Luongo asked:


So you are a professional and provides specialized consultancy to a large number of people? There are millions of professionals who earn their living by selling their advices and knowledge. It is true that, for earning the status of professionals, these people have worked hard to gain a thorough understanding of their chosen subjects. Besides having expertise in different disciplines, professionals are prone to make mistakes or commit errors capable enough to spoil their future career.

Professional Indemnity insurance policies are advanced insurance options that protect professionals against professional negligence made by their clients. The policy meets the cost of defending claims and damages payables to clients that have generated from alleged negligence, omission and error.

A number of surveys have confirmed that many professionals consider indemnity insurance policy as an expensive and unnecessary overhead. They may not realize its usability in the long run. Therefore, many professionals do not bother to buy it. However, the recent cases have revealed that professionals are no longer safe. Even, courts have awarded verdicts in favor of clients and professionals have to pay substantial claims. Hence, without having a strong and supportive financial security, a professional business is not free from risks.

Indemnity Insurance: How much cover is required?

The amount of cover varies with a professional’s needs and requirements. To determine the extent of risk involved in a particular business, it is important to have a realistic view that can protect the further damages and losses that a professional could be held liable. Also, being under insured may rise to embarrassing situation when a professional has to pay a heavy sum as directed by the court for his/her professional services.

Usually insurers follow different policies when it comes to decide the amount of insurance policy to an extent. It also depends on disciplines chosen by professional.

Professional-resumes asked:


As a professional writing service we view thousands of resumes on an annual basis. These resumes come in all shapes and sizes with everything from clip art to graphics, bolded text and highlighting. Despite the wealth of information currently available detailing the merits of a successful resume, candidates continue to go with their instincts and turn in one resume disaster after another.

The simple fact of the matter is that employers, screening professionals or HR personnel do not want fancy fonts, highlighted text or hieroglyphics. They want a professionally formatted, reader friendly document that provides them with a detailed but succinct insight into the potential employee’s professional background.

Employers want to see quantifiable achievements. They want to hire candidates who show percentage increases, growth and increases in profitability or increased market profile. Whatever your particular profession may be, employers all want to see the same thing, results. Employer’s benefit from hiring conscientious, focused and highly motivated candidates who have a demonstrated ability to work collaboratively with team members to achieve common goals and objectives. They want to interview candidates who demonstrate initiative and innovation, leadership abilities and a strong commitment to success.

You may think that these characteristics come across during the interview process. This is very true; the interview process is a great place to demonstrate your personality and unique qualities. But how do you get to the interview in the first place? That’s correct, through submission of a highly effective resume that sets you apart as a candidate of choice. Employers need to determine if the candidate is actually worth interviewing. As cold as that may sound, interviewing is a timely and expensive process. It requires management to be offsite in the company of HR professionals for a significant period of time as they attempt to evaluate a series of candidates before determining who has the appropriate personality and experience to fit into the organizational culture.

The fact remains that the only way to secure an interview is to submit a strong and professional resume that clearly details your strengths, experience and expertise and demonstrates your level of commitment. It is a marketing document that has one goal, to sell your skills to a hiring manager and secure a new position with greater opportunities, benefits and rewards. Savvy candidates understand this only too well and are very aware of the level of competition within their own field. They recognize the need for a professional document that promotes their candidacy effectively.

More and more candidates are seeking professional help or coaching when it comes to creating a resume. They understand that to level the playing field somewhat, they must deliver a quality resume into the hands of the hiring manager if they want to have even a slight chance of securing an interview call back. The resume shouldn’t be a list of every mundane task completed within your professional lifetime. No employer wants to sit down and read a repetitious stream of information that relates to nothing in particular. You must carefully consider your career and select the highlights, achievements and accomplishments that proved most rewarding to previous employers and to you personally.

Think of goals achieved, targets met, projects completed, etc. These quantifiable achievements demonstrate an individual who can execute and follow through on assignments and objectives. It demonstrates motivation and commitment, two qualities that are of utmost importance to the employers of today. New employees need to be able to make a significant contribution shortly after joining a new company. For this reason, managers want to hire candidates who have the ability to think on their feet, develop solutions and find their own way upon hire. That is not to say that you will be ignored on your very first day in your new role. It simply means that employers need to hire people who can be up to speed in a very short period of time. Your resume is your platform for showcasing these abilities and more.

The guidelines for resume writing continuously ask candidates to prepare documents that are designed with the employer in mind. A resume should not be designed as a piece of art or a frivolous piece of documentation. It is not a personal tribute to your working life. It is a very serious career document that is your chance to secure a position of choice. It offers you the opportunity to secure a role that will bring you professional success, personal fulfillment and monetary rewards. It is too important to not take seriously.

Candidates may complain about the pricing of professional resume writing services, but the reality is that professional resume writers understand the employer’s needs and can create documents that truly establish the candidate as a credible and viable prospect. They understand the competition and can enhance a candidate’s profile utilizing a mix of their personal characteristics and professional background to set them apart. They understand the job market and indeed the qualifications required for different roles. Their experience both in the field of professional writing and the job market prove a vital resource for any serious candidate. The outlay may seem like an investment, but the return it yields is certainly worth the payout. For a relative fee you get to work with a professional who understands your background, the hiring manager’s needs and can create a resume that matches your skills to the job requirements.

In summary, avoid fancy fonts, bolded, italicized or highlighted texts. Never use graphics, logos or clip art and print your resume on high quality bonded white or off white paper. It may look cute on pastel colored paper, but it will not enhance your candidacy with an employer. Or better still work with a professional resume writer who can give your resume even greater credibility. Submitting a resume is a serious business and will be considered as such by the serious candidate. The serious candidate just may be your direct competition.

Anita Bruton asked:


(c) 2008 Anita Bruton

Having a professional profile is an absolute must for anyone who runs a business. While a professional profile is similar to a biography, it is different. However this article isn’t about the differences. I will touch on that briefly later in this article. This is mainly about writing your professional profile. A professional profile can open up doors to many opportunities. It’s a way to present your qualifications, experience and skill in such a way that can attract potential clients. You’re also showing by writing a professional profile how well you can present your business. Your business will come across as a professional and well-polished company based on how well you present yourself in writing a professional profile.

1. Before you begin to write your profile, write down a short outline showing your personal qualifications and your business accomplishments. Be precise and specific towards your professional life. Be sure to include everything that shows off the professionalism of your company and yourself.

2. Use strong, descriptive words. You want the final profile to be short yet powerful. You’re looking to grab the readers attention so make it strong and definitive.

3. As you sit and write your profile, you’ll want to include a brief mention of the type of clients you work with, as many clients like to know who else they may be dealing as well as you.

4. Include any awards or recognitions you or your business may have received. Credential such as these signify to others the high quality of your work. You’ll also want to make sure you include any associations you may belong to for these connections can go a long way in establishing credibility.

5. Writing a company profile is similar to writing a personal profile in that you have to make sure you spell out the facts for the readers. If you hold a certification in a particular field, don’t assume that the reader will know what that acronym stands for. Spell it out so your readers are clear as to what you are qualified in. The whole purpose in writing a professional profile is to gain more contact, associations and clients so be clear and precise.

6. If your writing skills aren’t the best, it’s okay, I promise. I tell my clients it is best to write it in your own words, coming from your heart. You know your business better than anyone else and no one is going to describe it better than you.

7. Once you have the rough draft done, take a second look at it. Take out anything you feel isn’t imperative for your reader to know, spice up any parts that are lacking and read it one more time. Once you are at this point, it’s a perfect time to have it proofread and edited either by a reliable friend or colleague or a professional writer.

If your writing skills are lacking, this is the most important step. A professional writer will be able to edit your professional profile so it is flowing correctly, the spelling and grammar are correct, yet maintain your feelings and voice.

Once your professional profile is complete and polished, you have a well tuned marketing tool on your hands. Use your professional profile anytime you want to let people know who you are and what you do. Remember there are differences between a professional profile and a biography. While similar, a professional profile is much more current while a biography is more of a history. You want to let your potential clients know who you are today, not ten years ago. Concentrate on the current rather than the past as you write your professional profile.